On-Road Price Estimator
Buying a vehicle is exciting, but the final on-road price often surprises buyers. The On-Road Price Estimator makes the process simple by giving you a quick estimate of what you will actually pay for any car or bike in your city.
This guide explains how to use the tool properly, what each input means, and how to get the most accurate results.
What this tool gives you
The estimator calculates an approximate on-road price by combining:
- Ex-showroom price
- Estimated RTO / registration charges (based on city category)
- Estimated insurance (third-party or comprehensive)
- Handling and accessories
- Any discount or exchange value
Note: This is an estimate. Your dealer, insurer and state rules may give slightly different numbers.
Inputs — What you need to fill
1. Vehicle Type
Choose Car or Bike. Insurance and handling estimates change based on this.
2. Ex-showroom Price (₹)
Enter the official ex-showroom amount for the model and variant.
3. RTO Category (City Type)
Select one:
- Metro (12%)
- Urban (10%)
- Tier-2 (8%)
- Tier-3 (6%)
The percentage applies to the ex-showroom price to estimate registration fees.
4. Insurance Type
Choose:
- Third-party (basic, cheaper)
- Comprehensive (full coverage)
5. Accessories / Handling (₹)
Add any optional accessories or dealer charges.
6. Discount / Exchange (₹)
Enter a positive number for discount or exchange deduction.
How to use the tool (Step-by-step)
- Select Car or Bike.
- Enter the Ex-showroom Price (e.g., 800000).
- Choose the correct RTO Category based on location.
- Select Insurance Type.
- Add accessory charges (if any).
- Enter discount value (optional).
- Click Estimate to see the full price breakdown.
The tool instantly shows each cost component and the final estimated on-road price.
Example Calculation
Let’s assume:
- Vehicle: Car
- Ex-showroom: ₹8,00,000
- RTO (Metro 12%): ₹96,000
- Comprehensive insurance: approx. ₹24,000
- Handling & others: approx. ₹4,000
- Accessories: ₹10,000
- Discount: ₹20,000
Estimated on-road price: ₹9,14,000 (approx.)
Your actual quote may vary slightly depending on state rules and dealer charges.
Tips for best accuracy
- Always use the exact variant’s ex-showroom price.
- Choose the right city category (Metro/Urban/Tier-2/Tier-3).
- Add accessories realistically — including fitting charges.
- Treat the estimator as a quick budget tool before final negotiation.
FAQs
Q. Is this tool accurate?
It gives a close estimate. Exact charges depend on your dealer, RTO and insurer.
Q. Does the estimator include road tax?
Yes, the RTO percentage used represents common road tax + registration combined.
Q. Can I use this to compare two cars?
Absolutely. Enter prices of different models to compare on-road cost instantly.
Conclusion
The On-Road Price Estimator is a fast and reliable way to understand the real cost of owning a car or bike. By entering a few details — price, city category, insurance choice and accessories — you get a clear breakdown and a realistic on-road estimate. This helps you plan better, compare models, and negotiate confidently with dealers.
